My #1 Travel Points Card: Chase Sapphire Preferred® Card
Is that a bold statement? Maybe.
But this card earns BIG in all my highest spend areas – it’s my #1 earner card!
Why Chase Sapphire Preferred® Card is My Favorite Card:
Chase Sapphire Preferred® Card
100K Chase Points
Earn 100,000 Chase points after spending $5K on purchases in the first 3 months from account opening.
Powerhouse Earner
- 3x points on gas and EV charging
- 3x points on online groceries (excluding Target®, Walmart® and wholesale clubs)
- 3x points on vacation rentals like Airbnb and Vrbo
- 3x points on dining
- 3x points on select streaming services
- 5x points on travel booked through Chase Travel℠
- 2x points on all other travel purchases
Earning Transferable/Flexible Points is Key
The ability to transfer these points is where you (9x out of 10) get the amazing redemptions.
*Beginning 6/15/26, new Chase Sapphire Preferred® Card cardholders will transfer to Hyatt at 4:3 ratio
This will go into effect for ALL Chase Sapphire Preferred® Card cardholders 10/1/26
BUT there’s an important workaround—this doesn’t have to be a dealbreaker for many households.
If someone in your household has either:
• Chase Sapphire Reserve®
• Sapphire Reserve for Business℠
You can combine points from Chase Sapphire Preferred® Card onto that account and still transfer to Hyatt at the full 1:1 rate.
Where Can I Transfer Chase Points?
- Aer Lingus
- Air Canada (Aeroplan)
- British Airways
- Air France/KLM (Flying Blue)
- Iberia
- JetBlue
- Singapore Airlines
- Southwest*
- United*
- Virgin Atlantic
- IHG
- Marriott Bonvoy
- Hyatt*
- Wyndham Rewards
*Starred transfer partners are unique to Chase only. And these are some of my favorites for family travel!
Here’s my step by step guide on transferring Chase Points to transfer partners.
Excellent Travel Benefits
- ✨ Trip Cancellation/Interruption Insurance
- ✨ Lost Luggage Insurance
- ✨ Primary Car Rental Insurance
- ✨ Trip Delay Reimbursement
- ✨ No Foreign Transaction Fees
What are Chase Points Worth?
You’ll hear most people say they want to get at least 2 cents per point for Chase points because they are so valuable. Here’s an example of how to figure that out…
Flight Example: Flying Air France from Denver to Paris, 1 way in economy
To figure out the cents per point for this specific example…
$1420 – $98 =$1,322.00
$1322/25,000 =$0.05
So for this specific example, you are getting 5 cents per point for this redemption. Great deal!
Hotel Example: Hyatt Regency Maui
When you transfer Chase points to Hyatt, you can often get HUGE value
Cash Price: $785
Book in Chase Travel Portal: 62,765 points
Transfer Chase points to Hyatt, book directly with Hyatt: 25K points
Value: 785/25000 =0.0314 – Over 3 cents per point!
Excellent Point Earnings
- ✨ 5x on travel purchased through Chase Travel℠
- ✨ 3x on dining, select streaming services and online groceries
- ✨ 2x on all other travel purchases
- ✨ 1x on all other purchases
- ✨ Each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year
Eligibility For Welcome Offer On This Card
- ✨ You can only hold the Chase Sapphire Preferred® Card OR the Chase Sapphire Reserve® at a time, NOT both at the same time
- ✨ You an NOT hold 2 of these cards at the same time
- ✨ If you are 5/24 or over, you most likely will not be approved for this card
My Take
Chase Sapphire Preferred® Card is always in my wallet. Earning Chase points is incredibly important to me, because I value these points more than any other points because they can transfer to so many unique partners for huge value.
This is my #1 most recommended card. And it’s also the easiest to start with.
