The Business Platinum Card® from American Express

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

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New High Offer

The Business Platinum Card® from American Express

As High As 300,000 points

As high as 300K points after spending $20K  on your new Card in your first 3 months. Welcome offers vary and you may not be eligible for an offer.

Annual Fee $895 Membership Rewards® Points Rates & Fees Terms Apply

The Business Platinum Card® from American Express recently updated the credits and perks that come with holding this card.

Learn how to apply

Here’s a breakdown by category:

✈️ Travel

• $600 Hotel Statement Credit — Up to $300 statement credit every 6 months for prepaid Fine Hotels + Resorts or Hotel Collection bookings (FHR program only requires 1 night stay, Hotel Collection requires 2 night stay)
• Leading Hotels of the World Leaders Club Sterling Status 
• $1,200 Flight Credit via Statement Credit — after $250K annual spend, for flights via Amex Travel
• $200 Airline Fee Statement Credit — Up to $200 statement credit per calendar year for incidental fees from (1) airline of your choice (think seat choice, upgrade, checked bag fees, food/drink fees on flight)
• Up to $209 CLEAR+ Plus Statement Credit (annually)
• 5X Membership Rewards® on flights booked direct & prepaid hotels via Amex Travel
• 35% Airline Rebate — from (1) airline of your choice
• Airport lounge access: American Express Centurion Lounges, Priority Pass lounge access – these are applicable no matter which airline you fly. PLUS up to 10 visits per year at Delta Sky Club when flying Delta

💼 Business & Tech

• Up to $1,150 Dell Technologies Statement Credit — $150 annual credit + $1,000 credit after $5,000 in Dell purchases
• $250 Adobe Statement Credit — after $600+ annual directly with Adobe
• $2,400 One AP® Statement Credit — annual fee credit for Amex’s accounts payable tool (after $250K annual spend)
• 2X Membership Rewards® for construction, electronics, software/cloud, shipping, and purchases of $5,000+
• $120 Wireless Statement Credit — up to $10 per month for wireless phone service purchases made directly with a U.S. wireless telephone service provider
• $360 Indeed Statement Credit — up to $90 per quarter for U.S. purchases made directly with Indeed
• $300 ChatGPT Business* statement credits – up to $300 per calendar year on U.S. purchases, *subject to auto-renewal. Enrollment required

🍽️ Hotel & Dining

• $200 Hilton Statement Credit — Hilton for Business members can get up to $50 back per quarter (up to $200 per calendar year) on eligible purchases made directly with Hilton properties worldwide. Enrollment required.

My Take

With an $895 annual fee (rates & fees), you’ll need to do a deep dive into which credits you’ll be able to use.