My #1 Travel Points Card: Chase Sapphire Preferred® Card

Is that a bold statement? Maybe.
But if you care at all about free hotel stays, this card is a must.

Why Chase Sapphire Preferred® Card is My Favorite Card:

• ✨ Chase Sapphire Preferred® Card is one of only three cards that allows you to transfer Chase Ultimate Reward points.
  
• ✨You can earn points on some of the $0 annual fee Chase cards (such as the Ink Business Cash® Credit Card or Chase Freedom Unlimited®) and combine those points INTO your Sapphire account and then they also become transferable points.
  
• ✨Chase has the ONLY major bank points that transfer to Hyatt. This is HUGE. Hyatts can have amazing redemptions.
  
• ✨ The Chase Sapphire Preferred earns 3x dining and 3x online grocery (Target/Walmart grocery doesn’t count, must “code” as grocery – these are 2 of my family’s biggest spends. Earning 3x is important on our biggest spend categories.
  
• ✨ You can easily earn more Chase points by holding this card and shopping through the Chase shopping portal.

Earning Transferable/Flexible Points is Key

The ability to transfer these points is where you (9x out of 10) get the amazing redemptions.

I have BOTH of these cards. They are both fantastic cards. But I put my everyday spend on the Chase Sapphire Preferred card because it gives me way more options when I’m ready to plan travel.

Where Can I Transfer Chase Points?

• Aer Lingus
• Air Canada (Aeroplan)
• British Airways
• Emirates
• Air France/KLM (Flying Blue)
• Iberia
• JetBlue
• Singapore Airlines 
• Southwest*
• United*
• Virgin Atlantic  
• IHG
• Marriott Bonvoy
• Hyatt*

*Starred transfer partners are unique to Chase only. And these are some of my favorites for family travel!
Here’s my step by step guide on transferring Chase Points to transfer partners.

Excellent Travel Benefits

• ✨ Trip Cancellation/Interruption Insurance
• ✨ Lost Luggage Insurance
• ✨ Primary Car Rental Insurance
• ✨ Trip Delay Reimbursement
• ✨ No Foreign Transaction Fees

What are Chase Points Worth?

You’ll hear most people say they want to get at least 2 cents per point for Chase points because they are so valuable. Here’s an example of how to figure that out…

Flight Example: Flying Air France from Denver to Paris, 1 way in economy

To figure out the cents per point for this specific example…
$1420 – $98 =$1,322.00
$1322/25,000 =$0.05
So for this specific example, you are getting 5 cents per point for this redemption. Great deal!

Hotel Example: Hyatt Regency Maui

When you transfer Chase points to Hyatt, you can often get HUGE value
Cash Price: $785
Book in Chase Travel Portal: 62,765 points
Transfer Chase points to Hyatt, book directly with Hyatt: 25K points
Value: 785/25000 =0.0314 – Over 3 cents per point!

Excellent Point Earnings

• ✨ 5x on travel purchased through Chase Travel℠
• ✨ 3x on dining, select streaming services and online groceries
• ✨ 2x on all other travel purchases
• ✨ 1x on all other purchases
• ✨ Each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year

Eligibility For Welcome Offer On This Card

• ✨ You can only hold the Chase Sapphire Preferred® Card OR the Chase Sapphire Reserve® at a time, NOT both at the same time
• ✨ You an NOT hold 2 of these cards at the same time
• ✨ If you are 5/24 or over, you most likely will not be approved for this card

My Take

Chase Sapphire Preferred® Card is always in my wallet. Earning Chase points is incredibly important to me, because I value these points more than any other points because they can transfer to so many unique partners for huge value.

This is my #1 most recommended card. And it’s also the easiest to start with.