Chase Sapphire Reserve® – Benefits

🚨 Highest Offer Ever – Limited Time 🚨

Huge welcome offer + Huge annual fee – is the Chase Sapphire Reserve® worth it?

Year one – hands down, yes! The welcome offer alone is worth $1500.
But then you add in the {easiest to use} $300 travel credit – and now this card is really working for you.

But, that’s JUST the start. And there are some 2026 specific credits that really make this the “grab me now” card. So, let’s break it down.

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Limited Time - Highest Ever Offer

Chase Sapphire Reserve®

150K Chase Points

Earn 150,000 bonus points after spending $6,000  within the first 3 months from account opening.

Annual Fee $795 Chase Ultimate Rewards® Terms Apply

Point Earning

• 8x points on Chase Travel^SM
• 4x points on flights and hotels booked direct
• 3x points on dining
• 1x points on all other purchases

BIGGEST REASON TO HAVE Chase Sapphire Reserve®

• BIG Sign up offer
  
  MY TAKE: 10/10
  150K points are easily worth $2500+ when transferring them to Chase transfer partners.

What’s new for 2026?

• You can now hold the Chase Sapphire Preferred® Card AND Chase Sapphire Reserve® at the same time
• however, you can only get the welcome offer for each card once – so highly recommend getting this card when welcome offer is elevated!

How to easily get $ value

I’m not personally going to chase after every credit and perk attached to every card. Here are the ones that matter for me personally and equal easy value:

• $300 annual travel credit – easy as can be to use, just charge $300 in travel and then it gets reimbursed
• Up to $288 complimentary Apple TV+ subscription 6/22/27 — We pay for this already, so we’d easily use the credit.
• Lounge access: Complimentary Priority Pass^TM Select membership, plus access to Chase Sapphire Lounge^® by The Club with two guests.

Stack 2026 Hotel Credits

There’s a new hotel credit for 2026 only – and it brings BIG value:

• Two $250 Edit hotel credits ($500 total)
• A NEW $250 Select Hotels credit (2026 only)

And yes, these can be stacked on the same stay.

If you book a qualifying hotel through Chase Travel (prepaid, 2-night minimum), you can apply both a $250 Edit credit and the $250 Select Hotels credit to one booking. That’s $500 off a single stay. And great news – Edit credits are no longer split into time windows, so you can use both anytime during the year.

The Select Hotels credit works on prepaid stays of at least two nights at:

• IHG Hotels & Resorts
• Minor Hotels
• Montage Hotels & Resorts
• Omni Hotels & Resorts
• Pan Pacific Hotels and Resorts
• Pendry Hotels & Resorts
• Virgin Hotels

Credits by Category

Do the math

Every person will have different take aways from these benefits. I 100% suggest doing the math to decide if you should keep this card after year 1 (because yes, it is definitely worth getting year 1 if you are eligible)

My personal math:

Benefits I personally would use:
$300 travel credit
$500 Edit credits
$250 Apple TV+ credit
$150 Stub Hub (1/2 the full potential is what I would use)
$120 Peloton subscription credit

Total: $1320 in benefits I would actually use

Are you eligible for the welcome offer?

• Ever had this card before? You may not be eligible for the offer. Seen a lot of varying data points on this.
• Holding the Chase Sapphire Preferred® Card? No problem! You can hold both personal Sapphire cards at the same time.
• Currently hold the Sapphire Reserve for Business℠? No problem, that won’t stop you from being eligible for the welcome offer on this card.

One great thing about Chase’s new system, it’s similar to Amex, when you apply, you should get a pop up telling you if you are not eligible for the welcome offer.