American Express Platinum Card®
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As a lover of luxury travel, I’ve held Platinum Card® from American Express since 2018 and have no plans to ever go without it. Recently, they’ve revamped their credits, making it an even stronger candidate for those that love luxury travel.
Platinum Card® Credits – Is the card worth the fee?
This card has an $895 annual fee (rates & fees). To figure out if this card is right for you, it’s important to see if you’ll use the credits offered. I’ll do a breakdown of what this card options and then go over a realistic use of how many of these credits I will be able to use.
Credits by Category
✈️ Travel Perks
- $600 Hotel Credit – Up to $300 statement credit every 6 months for prepaid Fine Hotels + Resorts or Hotel Collection bookings (FHR program only requires 1 night stay, Hotel Collection requires 2 night stay)
- $200 Airline Fee Credit – Up to $200 statement credit per calendar year for incidental fees from (1) airline of your choice (think seat choice, upgrade, checked bag fees, food/drink fees on flight)
- $200 Uber Cash -Up to $15 monthly Uber Cash with $20 Uber Cash in December
- $120 Uber One Membership Credit
- Up to $209 CLEAR® Plus Statement Credit
- Airport lounge access: American Express Centurion Lounges, Priority Pass lounge access – these are applicable no matter which airline you fly. PLUS up to 10 visits per year at Delta Sky Club when flying Delta
- 5X on flights and prepaid hotels via Amex Travel
- Leaders Club Sterling status
🛍️ Shopping & Dining Perks
- $400 Resy Credit – Up to $100 statement credit every quarter
- $100 Saks Fifth Avenue Credit – Up to $50 statement credit January – June & up to $50 July – December statement credits
💆 Lifestyle & Wellness Perks
- $300 lululemon Credit – Up to $75 statement credit every quarter
- $300 Equinox Credit – Up to $300 in statement credits each year at Equinox
- $200 ŌURA Credit – Up to $200 statement credit each calendar year
🎬 Entertainment & Digital Perks
- $300 Digital Entertainment Credit – Up to $25 monthly statement credit
- Walmart+ Credit – Up to $12.95 monthly statement credit
My Take
While overall, having to keep track of credits isn’t my favorite, I’m thrilled with the list of credits offered for this card and will easily get $2K value from the credits.
- $600 Fine Hotel & Resorts – Always a major fav for us! We are especially big fans of Loew’s Portifino Bay at Universal Orlando! Staying there means Universal Orlando/Islands of Adventure Express Pass on the day you check in AND on the day you check out!
- $200 Airline credit – We select Southwest as our airline and previously this easily got gobbled up with Early Bird. In the future we’ll use them for paid seat selection on Southwest.
- $200 Uber – Easy to use between Ubers from the airport or Uber Eats.
- $209 CLEAR® Plus – WE LOVE having Clear and it’s 100% necessary when your home airport is Denver 😉
- Lounge Access – Denver has an Amex lounge which we typically visit 3 – 4 times a year. I’d guesstimate that saves us $100.
- $400 Resy Credit – Our #1 favorite restaurant in our town is the only Resy restaurant in our town. Works out perfectly!
- $100 Saks – Easy to use!
- $300 lululemon – Again, easy to use!
- $300 Digital Entertainment credit – We have Hulu, Disney+, Peacock – so it’s incredibly easy to use these!
- $155 for Walmart – Don’t write this one off! I love having a Walmart+ subscription. So nice to have very fast and free delivery on items you didn’t realize you’d just run out of!
GRAND TOTAL: $2464
Here’s the thing… everyone is different. So you’ll need to do the math to see if this card is a keeper for you. But with such easy to use credits, it’s a slam dunk for me!
