The Card All Families Should Have
In my family, groceries and dining are consistently where we spend the most. That’s why having the American Express® Gold Card is one of my favorite cards for families!
American Express® Gold Card
As High As 100,000 points
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Always make sure you are earning the most points in your highest spend categories.
American Express® Gold Card is a great points earner
- Earn 4X Restaurants
4x Membership Rewards® points at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. - Earn 4X US Supermarkets
4x Membership Rewards® points at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Use your monthly credits
- $120 Uber Cash
Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. - $84 Dunkin’ Credit
Earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required. - $100 Resy Credit
Up to $50 in statement credits Jan – June and July – December when you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment required. - $120 Dining Credit
Up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Buffalo Wild Wings, Wonder, and Five Guys. Enrollment required.
If these credits are a good fit for you, they can more than cover the $325 annual fee (rates & fees).
Amex Has More Transfer Partners
More transfer partners means more opportunities to get oversized value from your Amex points. You can transfer Amex points to:
- Aer Lingus
- AeroMexico
- Aeroplan
- Air France KLM
- All Nippon Airways
- Avianca LifeMiles
- British Airways
- Cathay Pacific
- Delta Air Lines
- Emirates Skywards
- Etihad Airways
- Hawaiian Airlines
- Iberia Plus
- JetBlue
- Qantas Loyalty
- Qatar Airways
- Singapore Airlines
- Virgin Atlantic Airways
- Choice Privileges
- Hilton Honors
- Marriott Bonvoy
How to transfer Amex points to transfer partners
Easy Points Earning with Rakuten
Anyone that has an Amex card that earns Membership Rewards® points should absolutely be using the Rakuten shopping portal. It is an incredibly easy (and FREE!) way to earn a ton of points!
- Sign up for Rakuten (it’s free)
- Find Account Settings
- Find “HOW YOU’RE GETTING PAID”
- Change payment method to “Membership Rewards® points“
- Now every time you shop through Rakuten, you’ll be earning more Amex points! (fyi – it doesn’t matter WHAT card you use to actually pay for when you do your shopping)
My Take
This is an excellent personal card. It has great earning potential AND great opportunities to get big value from the points.
