Sapphire Reserve for Business℠
There’s a new business card and it’s got a MASSIVE welcome offer earning our favorite points! Sapphire Reserve for Business℠ is a new entry in ultra lux business cards. With a very high annual fee, it will be super important to understand the credits & benefits on this card. So I’ve broken it all down for you…
Sapphire Reserve for Business℠
Earn 150,000 bonus points
Sapphire Reserve for Business℠
Point Earning
- 8x points on Chase TravelSM
- 4x points on flights and hotels booked direct
- 3x points on social media and search engine advertising
- 1x points on all other purchases
- 5x Lyft rides through 9/30/27
BIGGEST REASON TO HAVE Sapphire Reserve for Business℠
This is the largest welcome offer we’ve ever seen on a card earning Chase Ultimate Reward points. This is a massive min spend BUT the 6 months to hit it is very helpful
BENEFITS & CREDITS EXPLAINED
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Credit for stays with The Edit – Get up to $250 in statement credits from January through June and again from July through December for a maximum of $500 annually for prepaid bookings made with The Edit. Two-night minimum. Purchases that qualify will not earn points. Enjoy complimentary benefits like a $100 property credit, daily breakfast for two, room upgrades (if available) and more.
- Lyft in-app credits: up to $10 monthly, plus earn 5x total points on Lyft rides through 9/30/27.
- Credit towards Global Entry, NEXUS, or TSA PreCheck® every 4 years.
- Complimentary IHG One Rewards Platinum Elite status through December 31, 2027
- ZipRecruiter – Up to $400 in annual statement credits on purchases made directly with ZipRecruiter, up to $200 in statement credits January through June and up to $200 in statement credits July through December.
- Google Workspace – Up to $200 in annual statement credits on purchases made directly on Google Workspace.
- Giftcards.com– Up to $100 annually in statement credits (up to $50 from January to June and $50 from July to December) when purchasing gift cards from a curated collection of notable brands on giftcards.com/reservebusiness.
- Dining Credits: Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- DoorDash – $120 DashPass membership.
DashPass members get access to up to $25 in monthly promos, which includes a $5 restaurant promo and two $10 promos to spend on groceries, beauty, electronics and more. These promos must be applied at checkout when placing an order on DoorDash with the use of a Sapphire Reserve card enrolled in DashPass. - Lounge access: Complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests.
Do the math
Every person will have different take aways from these benefits. I 100% suggest doing the math to decide if you should keep this card after year 1 (because yes, it is definitely worth getting year 1 if you are eligible)
My personal math:
Benefits I personally would use:
$300 travel credit
$500 Edit credits
$60 Lyft credit (assuming I use half)
$100 giftcards.com
Total: $960 in benefits I would actually use
TLDR, FINAL TAKE:
At $795 annual fee, I WOULD grab this card if eligible NOW FOR THE WELCOME OFFER.
It is very common to see the highest welcome offers when a card debuts. For that reason, if you are thinking about applying for this card, I would absolutely recommend doing it sooner than later.
Are you eligible for the welcome offer?
- You can hold this card AND the other Chase business cards.
- You can hold this card AND the Chase personal Sapphire cards.
- Here’s how to apply for business cards without an LLC or registered Corp.
