1.1 Million Points from Cards Opened in 2025
In 2016 my husband and I both opened the Chase Sapphire Reserve® card. For the first couple of years after that, each year my husband and I would open 1 or 2 new cards a year. In 2021 we started to ramp things up and each opened 3 cards that year (6 between us). Every year after, we’ve opened 5 – 8 between the 2 of us.
Why do I tell you this background before telling you what cards we opened in 2025 – because I want to illustrate just how many amazing cards there are out there to sign up for. And even having opened multiple cards each for TEN years now, there are still many cards on my radar to get for 2026!
American Express® Business Gold Card
In early 2025 I received an offer for the American Express® Business Gold Card with no lifetime language. I have already had (and closed) one of these cards. So this was a great opportunity to get it again.
Welcome offer points earned: 125,000
Capital One Spark Cash Plus
Capital One Spark Cash Plus
Earn $2,000 cash back
Earn $2,000 cash back once you spend $30,000 in the first 3 months
Learn how to apply »
Capital One Spark Cash Plus has a massive offer but also a huge spend requirement. However, we could meet a good part of that spend by paying our taxes with this card. I was fine to eat the fee to pay the taxes because the gain in miles was so huge.
Welcome offer miles earned: 200,000
(This offer shows as $2K cash, but because I have the Capital One Venture X Rewards Credit Card, I was able to combine that into my Venture account, turning it into miles)
Sapphire Reserve for Business℠
Sapphire Reserve for Business℠
Earn 150,000 bonus points
Earn 150,000 bonus points after you spend $20K in first 3 months from account opening
Learn how to apply »
The Sapphire Reserve for Business℠ is a brand new card, introduced in summer of 2025. I am always in need of more Chase points so there was no way I would let this one pass me by. This is one of the many brand new cards introduced in 2025.
Welcome offer points earned: I signed up when the offer was 200K points.
*The current offer has changed.
Marriott Bonvoy Boundless®
Marriott Bonvoy Boundless® Credit Card
Earn 5 Free Night Awards + a $100 Airline Credit
Earn 5 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually
Learn how to apply »
There’s one offer I love to see come around each year, and that’s the 5 50K free nights from Marriott Bonvoy Boundless®. My husband and I have taken turns getting this offer a few times (you are eligible for new welcome offer on this card every 24 months and can only hold 1 at a time).
Welcome offer points earned: 5 50K free night certificates
For sake of math, I’ll call this 250,000 points
*This was an elevated offer
Atmos™ Rewards Summit Visa Infinite® Card
Another new card introduced in 2025. We BOTH got this card when it first came out so we could also snag the elevated offer. I find Atmos points to be incredibly valuable!
Welcome offer points earned: 205,000
(My husband got 100K for opening his and I got 105K for opening mine b/c I signed up for their special pre-launch promotion)
*This was an elevated offer
If you’d like a link for this card, please let me know and I can send you a referral link
Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
$750 (75,000 Chase points)
Earn $750 (75,000 Chase points) when you spend $6,000 on purchases in the first three months after account opening
Learn how to apply »
When the Ink Business Cash® Credit Card offer is elevated, it is truly a NO brainer (it’s actually an amazing card offer even when the offer isn’t elevated)! I got this in the fall of 2025 when it had an elevated offer. I think this is the 3rd time I’ve gotten this card (different businesses).
Welcome offer points earned: 90,000
*This was an elevated offer
Citi Strata Elite℠
Yet ANOTHER brand new card launched in 2025. The Citi Strata Elite℠ was our last card of the year. Chosen for its outstanding credits and because now you can transfer Citi points to American Airlines.
Welcome offer points earned: 100,000
Total Points Earned: 1,170,000
JUST from welcome offers. This does not include any spend from earning those.
My Take Aways
- Half of the cards opened this year, were BRAND new cards launched in 2025
- Almost every new card was opened during elevated welcome offers
- Two of these cards required very high spend – to meet those spends, I paid our regular taxes and estimated taxes using these cards and felt having to pay a fee to do that was worth it
- All of our cards were spaced out so that our credit stayed over 800 – if you are talking about opening 4 cards per person, spaced out it’s 1 every 90 days which works well
